It is always desirable to get a rented car covered. Buy rental auto insurance today!
Auto rental insurance is an optional coverage that is specially designed to grant financial protection to drivers of rental or leased cars. Although such type of policies may not be a necessity, you need to know rental companies have fleet covers which might not protect unlisted drivers post an accident. When you get a car on rent, it is likely that the rental company will ask you whether you need rental car insurance coverage that is available at the counter. It is advisable such coverage even if you credit card offers cover for cars. May be rentals vehicles aren’t covered.
It’s true that if you get insurance for rental car, you can enjoy real peace of mind should your leased car meet with an accident causing third party bodily injuries or property damages.As a driver of a rented car, you may be confused whether to buy rental auto insurance or not. It will depend on your individual circumstances.If your credit card or personal car insurance offers cover for rental vehicles then it is up to you to decide.
Are You Required To Buy Car Rental Insurance Online?It is possible that your personal auto insurance policy or credit card provides coverage for rental cars as well. However, it is always desirable to check that with insurer or Credit Card Company whatever your case is. And if yes, also find out what the coverage limits are. In case, the extent of coverage is low, it is recommended to purchase extra coverage separately. Such a move will ensure guaranteed financial protection to your finances.
The following are some things which you need to know about auto insurance rental coverage:
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Get a Quote nowBuying auto insurance for rental cars may prove to be beneficial in certain situations. Here are few instances which might prompt you to buy a low cost rental vehicle insurance.
It is likely that any claim involving a rented vehicle may not be reimbursed. You might have settle claim out-of-pocket.
If need arises for filing rental car insurance claim, no-claims discount will be affected and premium will increase.
If you get loss-damage waiver coverage added, your finances will be protected in the event of an accident involving rental vehicles.
You are carrying state minimum liability car insurance cover and want to get rental car covered from an at-fault accident.
Thinking of renting a car? Then act to protect your finances first! Buy rental insurance!
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Before considering buying auto car rental insurance, it is desirable to find out if your personal vehicle insurance policy offers coverage for rental cars. Besides, it is also worthwhile to check with credit card or health/home/renters insurance companies whether rental vehicles are covered. If coverage levels are adequate then purchasing additional/separate rental auto insurance cover makes little sense as you already have the required coverage.
To determine the correct course of action it is suggested to consult a competent local agent prior to hiring a car on rent. Such a prerogative may invariably help you to make an informed decision.
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It is an option 
Coverage Limits 
Other limitations 
No need to wait 
Personal car policy 
When not required